What We Do
We handle repo case assignments with agent specialists.
Houston repo services have evolved into a vital component of the financial ecosystem, balancing the needs of lenders and borrowers. By understanding the history, legal framework, and available support, both parties can navigate the repossession process more effectively and make informed decisions.
Houston Repo Company is a full-service collateral recovery agency based in Houston, Texas. We work directly with lenders, credit unions, finance companies, dealerships, and private individuals to recover vehicles, equipment, boats, and commercial assets quickly, legally, and with complete documentation. Every case is handled by experienced agents who understand both the financial stakes and the legal boundaries of repossession work in Texas.
Our Background
We've been serving the Houston lending community for over 15 years. In that time, we've recovered thousands of assets across every category — passenger vehicles, heavy trucks, semi-tractors, marine vessels, construction equipment, and commercial fleets. Houston is one of the largest and most complex metro markets in the country, and our team has built deep knowledge of its neighborhoods, industrial zones, port areas, waterways, and surrounding communities that no out-of-state agency can replicate.
Our roots are in auto repossession, but our capabilities have grown to match what Houston's lenders actually need. When a client requires boat recovery from a Galveston Bay marina, heavy equipment pulled from a job site in Conroe, or a semi located and recovered across state lines, we have the equipment, the network, and the experience to handle it.
How We Operate
Every assignment we take is handled in-house. We don't broker jobs to unknown subcontractors or pass your collateral off to agents we haven't vetted. When you assign a case to us, a dedicated case manager takes ownership from the first call to the final recovery report. You get one point of contact, real-time updates, and complete transparency throughout the process.
Our technology stack includes license plate recognition cameras actively scanning Houston streets, access to premium skip tracing databases not available to the general public, GPS and telematics integration, and a proprietary case management system that keeps all documentation organized and lender-accessible from day one.
Our Core Values
Legal Compliance
Every recovery follows Texas law, UCC Article 9, and applicable federal statutes. No shortcuts, no exceptions.
Zero Breach of Peace
Our agents are trained in de-escalation. If a situation becomes confrontational, we disengage and work through proper channels.
Full Documentation
Every case includes timestamped photos, condition reports, personal property inventories, and chain-of-custody paperwork.
Accountability
We never subcontract without lender approval. One company, one invoice, complete responsibility for every recovery.
Who We Serve
Our clients range from regional banks and national finance companies to buy-here-pay-here dealerships, credit unions, equipment leasing firms, marine lenders, and private title holders. We understand that each client type has different expectations, workflows, and compliance requirements — and we adapt to meet them. Whether you're assigning a single vehicle or managing a portfolio of commercial accounts, we build a working relationship around your process, not ours.
Based in Houston, Available Statewide
We are headquartered in Houston, Texas 77002 and maintain active coverage across the entire Greater Houston metropolitan area including Harris, Fort Bend, Montgomery, Galveston, and Brazoria counties. For assets that have crossed state lines, we coordinate with a vetted nationwide network of licensed recovery agents to complete recoveries anywhere in the United States.
Ready to work with us? Get in touch today or explore our full range of repossession services.