When debtors skip town and collateral disappears, our Houston-based skip tracing team finds them fast. With premium database access and 15+ years locating missing assets across Texas, we provide the intelligence a repo operation needs to complete recoveries quickly. Our 95% success rate and average 24–48 hour turnaround help lenders minimize losses and keep recovery operations moving.
Professional Debtor Location & Asset Recovery Intelligence
We specialize in rapid debtor location for lenders, repossession companies, and finance institutions throughout Texas and nationwide. Our investigators use advanced skip tracing databases, social media intelligence, and proven field techniques to locate missing debtors and their vehicles. Whether you're dealing with a recent skip or a cold case that's months old, we deliver actionable intelligence that gets results.
Our Skip Tracing Process
Database Research & Intelligence Gathering
We immediately search multiple premium databases not available to the general public, including:
- Credit header data showing real-time address updates and new account openings
- Utility records revealing current service connections
- DMV and vehicle registration databases across all 50 states
- Employment databases and payroll records
- Public records including court filings and property records
- Social media platforms for location tags and activity patterns
We cross-reference data from 30+ sources to verify accuracy and build a complete picture of the debtor's current situation.
Field Verification & Asset Location
For high-value assets, our Houston-based team conducts field investigation to verify addresses and confirm vehicle presence. We coordinate with our LPR (License Plate Recognition) camera network that actively scans Houston streets for target vehicles. For out-of-state locates, we partner with trusted investigators in other markets to provide boots-on-the-ground verification.
Comprehensive Intelligence Reports
Within 24–48 hours, you receive a detailed report including:
- Verified current address with confidence rating
- Employment information and employer details
- Phone numbers and best contact times
- Vehicle location intelligence when available
- Known associate network and previous addresses
- Recommended recovery strategy with supporting documentation
Every data point includes the source and verification method, giving you confidence in the intelligence quality.
Why Houston Lenders Choose Our Skip Tracing
Proven Results
Over 15 years, we've located over 10,000 missing debtors across Texas and the United States. Our 95% success rate means when other companies hit dead ends, we're still finding assets. We specialize in difficult cases debtors who've moved multiple times, changed employment, or deliberately gone underground to avoid repossession.
Speed That Protects Your Investment
Every day a debtor remains missing costs you money. Our 24–48 hour average turnaround (with rush same-day service available) minimizes your loss exposure. We prioritize high-value assets and time-sensitive cases to get your recovery operation back on track quickly.
Seamless Integration with Repossession
As a full-service repo company, our skip tracing directly feeds our recovery operations. Once we locate a debtor and vehicle, our agents can immediately execute repossession no handoffs, no delays, no coordination headaches. One company, one invoice, complete solution. This integrated approach is why many Houston lenders use us for both skip tracing and repossession.
Legal Compliance Guaranteed
All skip tracing is conducted in full compliance with the Fair Debt Collection Practices Act (FDCPA), Gramm-Leach-Bliley Act (GLBA), and Texas debt collection statutes. We maintain strict privacy standards and documentation protocols to protect your institution from liability.
Service Coverage
We provide skip tracing throughout the Houston metro area with same-day field verification capabilities, statewide Texas coverage through our investigator network, and nationwide locate services across all 50 states. When debtors flee Texas, our database access and partner network enable us to track them anywhere in the United States.
Who We Serve
Our skip tracing services support auto finance companies, banks and credit unions, buy-here-pay-here dealerships, equipment finance companies, independent repossession agencies, and law firms handling asset recovery cases. We deliver the fast, accurate intelligence that keeps recovery operations profitable.
Frequently Asked Questions
How quickly can you start a skip trace?
We respond to new skip trace requests within 30 minutes and begin database research immediately upon assignment.
What is your skip tracing success rate?
We maintain a 95% locate success rate with an average 24–48 hour turnaround. Rush same-day service is also available.
Do you provide skip tracing outside of Texas?
Yes. We provide nationwide skip tracing coverage across all 50 states. When debtors flee Texas, our database access and partner network enable us to track them anywhere in the United States.
Is your skip tracing legally compliant?
All skip tracing is conducted in full compliance with the Fair Debt Collection Practices Act (FDCPA), Gramm-Leach-Bliley Act (GLBA), and Texas debt collection statutes.
Get Started Today
We respond to new skip trace requests within 30 minutes and begin database research immediately. Let's locate your missing assets and get your recovery back on track.
Or submit a skip trace request online.
Houston Repo Company Professional skip tracing and asset recovery intelligence for Texas and nationwide. Once we've located your collateral or debtor, our recovery team handles the rest. We specialize in vehicle recovery, boat and marine asset repossession, and equipment recovery throughout the Houston area and beyond.